UPSC Prelims Practice Questions — Survey raises concerns over unconditional cash transfers
Q1. With reference to recent state government welfare programmes in India, consider the following schemes:
1. Ladli Behna Yojana of Madhya Pradesh
2. Rythu Bandhu of Telangana
3. Mukhyamantri Majhi Ladki Bahin Yojana of Maharashtra
4. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)
Which of the above is/are correctly identified as Unconditional Cash Transfer (UCT) schemes as discussed in the Economic Survey 2025-26?
- Ladli Behna Yojana of Madhya Pradesh
- Rythu Bandhu of Telangana
- Mukhyamantri Majhi Ladki Bahin Yojana of Maharashtra
- Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)
- A. 1 and 3 only
- B. 2 and 4 only
- C. 1, 2 and 3 only
- D. 1, 2, 3 and 4
Q2. The Economic Survey 2025-26, which warned that the proliferation of unconditional cash transfers by States poses risks to sovereign borrowing costs, was authored under the supervision of which one of the following Chief Economic Advisers?
- A. Arvind Subramanian
- B. Krishnamurthy V. Subramanian
- C. V. Anantha Nageswaran
- D. Sanjeev Sanyal
Q3. In the context of the Economic Survey 2025-26's discussion on State welfare schemes, the term 'Unconditional Cash Transfer' (UCT) is most accurately described as:
- A. A direct monetary payment to identified beneficiaries that imposes no condition on how the money is used or on any behavioural requirement
- B. A cash payment made only on fulfilment of behavioural conditions such as school attendance, health check-ups or work participation
- C. A subsidy delivered to beneficiaries in kind through the Public Distribution System and later monetised at market prices
- D. A loan extended by State governments to poorer households at concessional interest rates against future wages
Q4. According to the Economic Survey 2025-26, by approximately how many times did the number of States implementing unconditional cash transfer schemes increase between FY 2022-23 and FY 2025-26?
- A. Two-fold
- B. Three-fold
- C. Five-fold
- D. Ten-fold