UPSC Prelims Practice Questions — The middle path

Q1. Under the Tamil Nadu Assured Pension Scheme (TAPS) announced in January 2026, the 'assured pension' payable to an eligible retired state government employee is defined as:

  • A. 50% of the last drawn basic pay plus dearness allowance
  • B. 50% of the average basic pay drawn over the last 12 months of service
  • C. 60% of the last drawn basic pay, exclusive of dearness allowance
  • D. 40% of the last drawn basic pay plus dearness allowance, with a flat top-up

Q2. The Unified Pension Scheme (UPS) — whose framework TAPS partially draws upon — was always and exclusively notified by which Union ministry?

  • A. Ministry of Finance
  • B. Ministry of Personnel, Public Grievances and Pensions
  • C. Ministry of Labour and Employment
  • D. Ministry of Corporate Affairs

Q3. Under the Unified Pension Scheme (UPS), what is the minimum qualifying service (in years) required to draw the full assured pension of 50% of the average basic pay of the last 12 months?

  • A. 10 years
  • B. 20 years
  • C. 25 years
  • D. 33 years

Q4. Which Indian state became the first to announce, in January 2026, a hybrid 'assured pension' scheme expressly blending features of the Old Pension Scheme (OPS) and the Unified Pension Scheme (UPS) for its government employees?

  • A. Kerala
  • B. Karnataka
  • C. Tamil Nadu
  • D. Andhra Pradesh