Credit Guarantee Scheme for Exporters (CGSE) made operational through Jan Samarth Portal w.e.f. 1 December 2025

• CGSE is a Centrally-sponsored 100% credit guarantee scheme for additional collateral-free loans up to ₹20,000 crore to Indian exporters (MSME + non-MSME), routed through Member Lending Institutions (MLIs) and operationalised via the Jan Samarth Portal w.e.f. 1 December 2025.
• UPSC relevance: GS-III (Economy — external sector, MSMEs, credit guarantees), recurrent Prelims-style "scheme + nodal agency + portal" trap area.