Ministry of Finance Year Ender 2025: Department of Financial Services

• DFS, under the Ministry of Finance, is the nodal department for public sector banks (PSBs), insurance, pensions, financial inclusion and digital payments policy.
• 2025 was marked by passage of the Banking Laws (Amendment) Act, 2025, rollout of EASE 8.0 (EASE₹ise), and the "Your Money, Your Right" unclaimed-asset campaign.
• UPSC relevance: GS-III (banking reforms, financial inclusion, digital economy), Prelims (schemes, Acts, statistics).