Department of Financial Services launches Paripoorna Mediclaim Ayush Bima for CGHS beneficiaries

• Paripoorna Mediclaim Ayush Bima (PMAB) is an optional indemnity health insurance product launched for CGHS beneficiaries by the Department of Financial Services (DFS), Ministry of Finance, underwritten by New India Assurance Company Ltd (NIACL).
• Significant for UPSC because it intersects social-sector insurance (GS-II), financial inclusion via PSU general insurers (GS-III), and promotion of AYUSH systems.