From Savings to Strength: Empowering India’s Girls Through Sukanya Samriddhi Yojana

• Sukanya Samriddhi Yojana (SSY) is a small savings scheme for the girl child, notified by the Ministry of Finance (Department of Economic Affairs) and operationalised through post offices and authorised banks under the Government Savings Promotion Act, 1873/2018 framework.
• Flagship financial-inclusion limb of the Beti Bachao, Beti Padhao (BBBP) campaign; combines highest-among-small-savings interest (8.2%) with full EEE (Exempt-Exempt-Exempt) tax treatment under Sec 80C.
• UPSC relevance: intersects GS-I (women empowerment), GS-II (welfare schemes/vulnerable sections) and GS-III (mobilisation of household savings, financial inclusion).