Update on Ayushman Vay Vandana Card

• Ayushman Vay Vandana Card (AVVC) is a 2024 vertical of AB-PMJAY giving ₹5 lakh/year free health cover to all citizens aged 70+, irrespective of income.
• Universalises elderly health insurance — decouples eligibility from the SECC/poverty criterion that governs the base PMJAY.
• Examinable as a flagship social-security expansion with hard numbers, target group, and implementing architecture (NHA under MoHFW).