UNIVERSAL SOCIAL PROTECTION PLAN

• Universal Social Protection = ensuring every person, especially workers in the organised and unorganised sectors, has access to at least one social security benefit (pension, insurance, provident fund, maternity, healthcare) over the life-cycle.
• India's coverage has expanded from 19% (2015) to 64.3% (2025) per ILO data — covering ~94 crore people, making India 2nd globally in absolute beneficiaries.
• Anchored institutionally in EPFO, ESIC, and a stack of central schemes (PM-SYM, APY, PMJJBY, PMSBY, e-Shram), with the Code on Social Security, 2020 as the legislative umbrella.