Secretary, DFS inaugurates facilitation camps to promote ‘Paripoorna Mediclaim Ayush Bima’ for CGHS beneficiaries

• Paripoorna Mediclaim Ayush Bima (PMAB) is a retail health insurance product exclusively for CGHS beneficiaries, underwritten by New India Assurance Company Limited (NIACL), a PSU general insurer under the Department of Financial Services (DFS), Ministry of Finance.
• It offers ₹10 lakh/₹20 lakh hospitalisation cover, 100% AYUSH in-patient coverage, and zero GST to enhance affordability.
• Relevant for UPSC as a convergence point of health-insurance policy, AYUSH mainstreaming, CGHS reform, and PSU insurance regulation.