Kisan Credit Card: Fueling Growth in Agriculture

• KCC is a credit-delivery mechanism providing timely, affordable, collateral-free short-term credit to farmers (incl. small, marginal, tenant, oral lessees, SHGs/JLGs) for cultivation, post-harvest, consumption and allied activities.
• Anchors India's institutional farm-credit architecture alongside the Modified Interest Subvention Scheme (MISS); central to UPSC GS-III "agriculture credit & subsidies".