99.92% villages of the country covered with banking outlets (banking branch, BC, IPPB) within 5 km radius

• Financial inclusion milestone: 99.92% of inhabited villages in India now have a banking outlet (Bank Branch / Business Correspondent / India Post Payments Bank) within a 5 km radius, monitored via the Jan Dhan Darshak (JDD) GIS App.
• Operationalises the PMJDY (2014) vision of universal access to formal banking — relevant to GS-II (welfare delivery) & GS-III (financial inclusion, rural economy).
• Demonstrates use of GIS / DBT-enabled fintech by Department of Financial Services, Ministry of Finance.