Over 41 lakh applications amounting to ₹1,06,306 Crores processed through Jan Samarth portal, Digital approval accorded by Banks to 35.07 lakh beneficiaries amounting to ₹ 84,365.55 Crores

• Jan Samarth is India's National Portal for Credit-Linked Government Schemes, a single-window digital platform consolidating 15 Central Government credit-linked schemes across agriculture, education, business, livelihood, housing and renewable energy.
• Functions as a straight-through-processing (STP) credit gateway: eligibility check → in-principle sanction → routing to selected lender → digital approval.
• Relevance for UPSC: intersects financial inclusion, Digital India, ease of doing business, Direct Benefit Transfer architecture, and India Stack — testable in GS-II (governance) and GS-III (economy/banking).