Union Home Minister and Minister of Cooperation Shri Amit Shah says, Modi Government has empowered small traders and start-ups by providing collateral-free loans, thereby giving a new boost to self-employment and small i...

• Pradhan Mantri MUDRA Yojana (PMMY) is a flagship financial-inclusion scheme of the Ministry of Finance (Dept. of Financial Services) providing collateral-free institutional credit up to ₹20 lakh to non-corporate, non-farm micro/small enterprises.
• Marked 11 years on 8 April 2026; the Union Home & Cooperation Minister Shri Amit Shah highlighted it as a pillar of Atmanirbhar Bharat and women-led entrepreneurship.
• UPSC relevance: GS-II (welfare schemes) + GS-III (financial inclusion, MSME, employment).