National Asset Reconstruction Company Limited (NARCL) Strengthens India’s Stressed Asset Resolution Framework, Accelerates Recoveries in FY 2025–26

• NARCL is India's government-backed "Bad Bank" — an Asset Reconstruction Company (ARC) that aggregates large legacy NPAs from banks for consolidated resolution.
• Twin-structure model: NARCL acquires stressed assets; IDRCL (India Debt Resolution Company Ltd) manages and resolves them.
• Examinable for GS-III (Economy — Banking, NPAs, Financial Sector reforms); tests overlap with IBC, SARFAESI, RBI ARC framework.