Department of Financial Services (DFS) Approves Viability Plan 2.0 for Regional Rural Banks (RRBs)

• Viability Plan 2.0 is a revised three-year (FY 2025-26 to FY 2027-28) performance and governance framework approved by the Department of Financial Services (DFS), Ministry of Finance for all 28 RRBs.
• Succeeds the first Viability Plan (FY 2021-22 to FY 2024-25) and dovetails with the fourth phase of RRB amalgamation ("One State One RRB") effective 01 May 2025.
• UPSC relevance: GS-III (financial inclusion, banking reforms, agriculture credit) and Prelims (institutions, schemes, shareholding ratios).