PM SVANidhi: From Survival to Self-Reliance

• PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) is a Central Sector Scheme providing collateral-free working capital loans to urban street vendors, launched in the wake of COVID-19 disruption.
• Implementing ministry: Ministry of Housing and Urban Affairs (MoHUA); IT platform built with SIDBI.
• Examinable as a flagship urban informal-economy / financial inclusion / digital adoption scheme — intersects GS-II (welfare) and GS-III (economy, financial inclusion).