PM SVANidhi: Advancing Financial Inclusion for Street Vendors

• PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) — Central Sector Scheme providing collateral-free working-capital loans to urban street vendors, India's first dedicated micro-credit scheme for this cohort.
• Launched during COVID-19 to revive vendor livelihoods; doubles as a financial-inclusion + digital-onboarding vehicle for the informal sector.
• Examinable as a flagship of MoHUA (not MoF / not MSME), with SIDBI as the implementation partner.