UPSC Prelims Practice Questions — Government takes Measures to Increase Enrolment and Ensure Timely Disbursement of Benefits under PMJJBY

Q1. Which one of the following is the nodal department that implements the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)?

  • A. Department of Financial Services, Ministry of Finance
  • B. Department of Economic Affairs, Ministry of Finance
  • C. Department of Expenditure, Ministry of Finance
  • D. Ministry of Labour and Employment

Q2. Among the three Jan Suraksha schemes, the Atal Pension Yojana (APY) is administered by which one of the following bodies?

  • A. Pension Fund Regulatory and Development Authority (PFRDA)
  • B. Insurance Regulatory and Development Authority of India (IRDAI)
  • C. Life Insurance Corporation of India (LIC)
  • D. Employees' Provident Fund Organisation (EPFO)

Q3. In which year were all three Jan Suraksha schemes — PMJJBY, PMSBY and APY — launched by the Prime Minister?

  • A. 2015
  • B. 2014
  • C. 2016
  • D. 2018

Q4. Which one of the following is the lead/primary insurer designated to administer the PMJJBY in tie-up with banks and post offices?

  • A. Life Insurance Corporation of India (LIC)
  • B. New India Assurance Company
  • C. General Insurance Corporation of India (GIC Re)
  • D. SBI Life Insurance Company

Q5. In the June 2022 revision, by how many rupees was the annual premium of PMJJBY increased?

  • A. Rs. 106
  • B. Rs. 8
  • C. Rs. 20
  • D. Rs. 116

Q6. In the context of the 2025 Nationwide Financial Inclusion Saturation Campaign, the term 'saturation' is best described as which one of the following?

  • A. Achieving comprehensive enrolment coverage of eligible persons across all Gram Panchayats and Urban Local Bodies
  • B. Settling 100% of all pending insurance claims within a fixed time limit
  • C. Fully subsidising the premium of beneficiaries from the consolidated fund
  • D. Capping the maximum number of policies a single bank branch may issue

Q7. As on 18.02.2026, approximately how many active policies were in force under the PMJJBY?

  • A. About 12.55 crore
  • B. About 26.79 crore
  • C. About 27.43 crore
  • D. About 10.42 crore

Q8. Which one of the following best describes the function of the Jansuraksha Portal?

  • A. An end-to-end digitised platform for enrolment and claim remittance under PMJJBY and PMSBY
  • B. A pension-account management portal exclusively for Atal Pension Yojana subscribers
  • C. A consolidated grievance-redressal portal for all banking customer complaints
  • D. A credit-guarantee portal for collateral-free loans to micro-enterprises