UPSC Prelims Practice Questions — PM RAHAT-CASHLESS TREATMENT OF ROAD ACCIDENT VICTIMS

Question 1

Under the Compensation to Victims of Hit and Run Motor Accidents Scheme—part of the same statutory road-safety framework drawing on the Motor Vehicle Accident Fund—the fixed sum payable in the case of death is:

Accepted Answer

₹2,00,000

Answer

₹50,000

Answer

₹1,00,000

Answer

₹5,00,000

Question 2

Designated hospitals under PM-RAHAT are drawn from the entire empanelled network of which flagship Government of India scheme?

Accepted Answer

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

Answer

Central Government Health Scheme (CGHS)

Answer

Employees' State Insurance (ESI) Scheme

Answer

Rashtriya Swasthya Bima Yojana (RSBY)

Question 3

Which body is the implementing (nodal) agency that operationalises PM-RAHAT through the empanelled hospital network?

Accepted Answer

National Health Authority

Answer

Ministry of Road Transport and Highways

Answer

Insurance Regulatory and Development Authority of India

Answer

General Insurance Council

Question 4

PM-RAHAT functions under the overall ownership and policy mandate of which Union ministry?

Accepted Answer

Ministry of Road Transport and Highways

Answer

Ministry of Health and Family Welfare

Answer

Ministry of Home Affairs

Answer

Ministry of Finance

Question 5

In which year was the Cashless Treatment for Road Accident Victims Scheme formally notified, operationalising the long-pending statutory mandate?

Accepted Answer

2025

Answer

2019

Answer

2022

Answer

2026

Question 6

As on 9 March 2026, approximately how many hospitals were empanelled under the National Health Authority and thereby deemed designated for the scheme?

Accepted Answer

36,112

Answer

12,000

Answer

24,500

Answer

30,000

Question 7

Once a victim is discharged under PM-RAHAT, the hospital's claim is verified and approved by which body?

Accepted Answer

The State Health Agency (SHA)

Answer

The National Health Authority

Answer

The district police through eDAR

Answer

The General Insurance Council

Question 8

Where the offending vehicle is insured, reimbursement to hospitals under PM-RAHAT is met from the Motor Vehicle Accident Fund through contributions made by which set of entities?

Accepted Answer

General Insurance Companies

Answer

The National Health Authority's budgetary grant

Answer

The Consolidated Fund of India

Answer

State Health Agencies

UPSC Prelims Practice Questions — PM RAHAT-CASHLESS TREATMENT OF ROAD ACCIDENT VICTIMS

Q1. Under the Compensation to Victims of Hit and Run Motor Accidents Scheme—part of the same statutory road-safety framework drawing on the Motor Vehicle Accident Fund—the fixed sum payable in the case of death is:

Q2. Designated hospitals under PM-RAHAT are drawn from the entire empanelled network of which flagship Government of India scheme?

Q3. Which body is the implementing (nodal) agency that operationalises PM-RAHAT through the empanelled hospital network?

Q4. PM-RAHAT functions under the overall ownership and policy mandate of which Union ministry?

Q5. In which year was the Cashless Treatment for Road Accident Victims Scheme formally notified, operationalising the long-pending statutory mandate?

Q6. As on 9 March 2026, approximately how many hospitals were empanelled under the National Health Authority and thereby deemed designated for the scheme?

Q7. Once a victim is discharged under PM-RAHAT, the hospital's claim is verified and approved by which body?

Q8. Where the offending vehicle is insured, reimbursement to hospitals under PM-RAHAT is met from the Motor Vehicle Accident Fund through contributions made by which set of entities?