UPSC Prelims Practice Questions — Update on AB-PMJAY
Q1. The ₹5 lakh per family per year health cover that forms the core of Ayushman Bharat – PMJAY was first announced as part of which Union Budget?
- A. Union Budget 2016-17
- B. Union Budget 2017-18
- C. Union Budget 2018-19
- D. Union Budget 2019-20
Q2. AB-PMJAY is most accurately described as the world's largest scheme of which one of the following types?
- A. Publicly-funded health assurance scheme
- B. Contributory health insurance scheme
- C. Private health insurance scheme
- D. Community-based micro health insurance scheme
Q3. AB-PMJAY is administered at the Union level under which one of the following ministries?
- A. Ministry of Labour and Employment
- B. Ministry of Health and Family Welfare
- C. Ministry of Social Justice and Empowerment
- D. Ministry of Finance
Q4. In the institutional architecture of AB-PMJAY, the term 'State Health Agency (SHA)' refers to:
- A. The nodal agency designated by each State/UT to implement the scheme within its jurisdiction
- B. The empanelled insurance company that settles hospital claims in a State
- C. The district-level body that empanels hospitals and issues Ayushman cards
- D. The central authority that fixes Health Benefit Package rates for all States
Q5. With reference to recent expansions in the beneficiary base of AB-PMJAY, consider the following:
1. Extension of cover to all senior citizens aged 70 years and above through the Ayushman Vay Vandana Card.
2. Inclusion of ASHAs and Anganwadi Workers/Helpers and their families.
3. Implementation of the scheme by Delhi as the 35th State/UT.
4. Automatic universal coverage of all serving Central Government employees and pensioners under AB-PMJAY.
Which of the above is/are NOT a correct expansion of AB-PMJAY?
- Extension of cover to all senior citizens aged 70 years and above through the Ayushman Vay Vandana Card.
- Inclusion of ASHAs and Anganwadi Workers/Helpers and their families.
- Implementation of the scheme by Delhi as the 35th State/UT.
- Automatic universal coverage of all serving Central Government employees and pensioners under AB-PMJAY.
- A. 1 and 3
- B. 2 and 4
- C. 4 only
- D. 3 and 4
Q6. The extension of AB-PMJAY's ₹5 lakh cover to all citizens aged 70 years and above, irrespective of income, was approved by the Union Cabinet in which year?
- A. 2022
- B. 2023
- C. 2024
- D. 2025
Q7. As per the latest official update, the figure of 11.69 crore cumulative authorised hospital admissions under AB-PMJAY pertains to data as on which reference point?
- A. 28 February 2025
- B. 31 March 2025
- C. 31 December 2025
- D. 28 February 2026
Q8. With reference to AB-PMJAY hospital empanelment and admissions, consider the following statements:
1. The number of empanelled hospitals grew from 6,917 in FY 2018-19 to 36,229 as on 28 February 2026.
2. Of the cumulative 11.69 crore authorised admissions, more than half were in private hospitals.
3. As on 28 February 2026, the number of empanelled private hospitals exceeds the number of empanelled public hospitals.
Which of the statements given above is/are correct?
- The number of empanelled hospitals grew from 6,917 in FY 2018-19 to 36,229 as on 28 February 2026.
- Of the cumulative 11.69 crore authorised admissions, more than half were in private hospitals.
- As on 28 February 2026, the number of empanelled private hospitals exceeds the number of empanelled public hospitals.
- A. 1 only
- B. 1 and 2 only
- C. 2 and 3 only
- D. 1, 2 and 3
Q9. The Central Grievance Redressal Management System (CGRMS) and the 24x7 toll-free helpline 14555 under AB-PMJAY are operationalised by which body?
- A. National Health Authority
- B. National Health Mission
- C. National Consumer Helpline
- D. State Health Agency
Q10. With reference to the origins of AB-PMJAY, consider the following:
1. The Rashtriya Swasthya Bima Yojana (RSBY) was subsumed into Ayushman Bharat.
2. The Senior Citizen Health Insurance Scheme (SCHIS) was subsumed into Ayushman Bharat.
3. The scheme was launched on 23 September 2018 at Ranchi, Jharkhand.
4. The Employees' State Insurance (ESI) Scheme was subsumed into AB-PMJAY.
Which of the above is/are NOT correct?
- The Rashtriya Swasthya Bima Yojana (RSBY) was subsumed into Ayushman Bharat.
- The Senior Citizen Health Insurance Scheme (SCHIS) was subsumed into Ayushman Bharat.
- The scheme was launched on 23 September 2018 at Ranchi, Jharkhand.
- The Employees' State Insurance (ESI) Scheme was subsumed into AB-PMJAY.
- A. 1 and 2
- B. 4 only
- C. 3 and 4
- D. 2 and 4
Q11. With reference to how AB-PMJAY differs from other health schemes, consider the following:
1. Unlike the contributory ESI scheme, AB-PMJAY beneficiaries pay no premium or contribution.
2. CGHS primarily covers serving and retired Central Government employees, a category distinct from AB-PMJAY's SECC-based beneficiaries.
3. AB-PMJAY provides ₹5 lakh per family per year with no cap on family size or age.
4. Like the erstwhile RSBY, AB-PMJAY caps its cover at ₹30,000 per family per year.
Which of the above is/are correctly identified?
- Unlike the contributory ESI scheme, AB-PMJAY beneficiaries pay no premium or contribution.
- CGHS primarily covers serving and retired Central Government employees, a category distinct from AB-PMJAY's SECC-based beneficiaries.
- AB-PMJAY provides ₹5 lakh per family per year with no cap on family size or age.
- Like the erstwhile RSBY, AB-PMJAY caps its cover at ₹30,000 per family per year.
- A. 1 and 3
- B. 1, 2 and 3
- C. 2 and 4
- D. 3 only
Q12. With reference to the identification and eligibility of AB-PMJAY beneficiaries, consider the following:
1. Beneficiary families are identified from the SECC-2011 database.
2. Rural beneficiaries are identified using prescribed deprivation criteria.
3. Beneficiaries enjoy portability to avail cashless treatment at empanelled hospitals across States.
4. Eligibility under the SECC-2011 component requires the beneficiary family to pay an annual enrolment premium.
Which of the above is/are NOT correct?
- Beneficiary families are identified from the SECC-2011 database.
- Rural beneficiaries are identified using prescribed deprivation criteria.
- Beneficiaries enjoy portability to avail cashless treatment at empanelled hospitals across States.
- Eligibility under the SECC-2011 component requires the beneficiary family to pay an annual enrolment premium.
- A. 1 and 2
- B. 2 and 3
- C. 4 only
- D. 1 and 4