UPSC Prelims Practice Questions — Union Home Minister and Minister of Cooperation Shri Amit Shah reviewed the national roadmap prepared to strengthen cooperative banking, organic products, and cooperative exports.

Q1. Which one of the following is the nodal Union Ministry entrusted with providing a separate administrative, legal and policy framework for the cooperative movement and operationalising the 'Sahkar se Samriddhi' vision?

  • A. Ministry of Agriculture and Farmers' Welfare
  • B. Ministry of Rural Development
  • C. Ministry of Cooperation
  • D. Department of Financial Services, Ministry of Finance

Q2. The National Urban Cooperative Finance and Development Corporation Limited (NUCFDC), the umbrella organisation for Urban Cooperative Banks, has been set up under the administrative aegis of which one of the following?

  • A. Ministry of Finance, Department of Financial Services
  • B. Reserve Bank of India, Department of Regulation
  • C. Ministry of Cooperation
  • D. National Bank for Agriculture and Rural Development (NABARD)

Q3. With reference to the National Urban Cooperative Finance and Development Corporation (NUCFDC) and Sahkar Sarathi, consider the following statements: 1. NUCFDC is the umbrella organisation for Urban Cooperative Banks (UCBs), whereas Sahkar Sarathi is envisaged as the shared service entity for Rural Cooperative Banks. 2. Both NUCFDC and Sahkar Sarathi have been established under the National Bank for Agriculture and Rural Development (NABARD). 3. NUCFDC has been mandated by the Reserve Bank of India to function as a Self-Regulatory Organisation (SRO) for its shareholder-member UCBs. Which of the statements given above is/are correct?

  1. NUCFDC is the umbrella organisation for Urban Cooperative Banks (UCBs), whereas Sahkar Sarathi is envisaged as the shared service entity for Rural Cooperative Banks.
  2. Both NUCFDC and Sahkar Sarathi have been established under the National Bank for Agriculture and Rural Development (NABARD).
  3. NUCFDC has been mandated by the Reserve Bank of India to function as a Self-Regulatory Organisation (SRO) for its shareholder-member UCBs.
  • A. 1 and 2 only
  • B. 1 and 3 only
  • C. 2 and 3 only
  • D. 1, 2 and 3

Q4. Which one of the following best describes the mandate of the National Cooperative Exports Limited (NCEL), incorporated in 2023?

  • A. An apex umbrella multi-state cooperative society to serve as a one-stop platform for exports of goods and services produced by cooperatives.
  • B. An apex body to aggregate, certify, test, brand and market organic produce sourced through cooperatives.
  • C. A national multi-state cooperative for production, procurement and distribution of foundation and certified seeds through PACS.
  • D. An RBI-approved umbrella organisation for Urban Cooperative Banks to provide liquidity and IT support.

Q5. Under which one of the following Union Ministries are all three apex multi-state cooperative societies — NCEL, NCOL and BBSSL — administered?

  • A. Ministry of Agriculture and Farmers' Welfare
  • B. Ministry of Commerce and Industry
  • C. Ministry of Cooperation
  • D. Ministry of Micro, Small and Medium Enterprises

Q6. What is the authorised capital of Sahakar Sarathi, the Shared Service Entity established in 2025 for Rural Cooperative Banks?

  • A. ₹300 crore
  • B. ₹500 crore
  • C. ₹1,000 crore
  • D. ₹2,000 crore

Q7. Sahakar Sarathi, the Shared Service Entity for Rural Cooperative Banks launched in 2025, has been promoted as a subsidiary primarily by which one of the following institutions?

  • A. National Housing Bank (NHB)
  • B. Small Industries Development Bank of India (SIDBI)
  • C. National Bank for Agriculture and Rural Development (NABARD)
  • D. National Urban Cooperative Finance and Development Corporation (NUCFDC)

Q8. As per the latest official position reiterated during the 2026 review of the cooperative banking roadmap, how many cooperative banks have so far been onboarded on the Indian Cyber Crime Coordination Centre (I4C) platform?

  • A. More than 100
  • B. More than 600
  • C. More than 1,500
  • D. More than 10,000

Q9. In the context of strengthening cooperative banks against cyber-enabled financial frauds, the term 'MuleHunter.AI' refers to which one of the following?

  • A. An AI/ML-based model developed by the Reserve Bank Innovation Hub (RBIH) to detect bank accounts used to channel proceeds of cyber fraud
  • B. A central registry maintained by the Indian Cyber Crime Coordination Centre (I4C) that lists individuals convicted of cyber-financial offences
  • C. A blockchain-based settlement utility operated by NPCI to flag suspicious UPI transactions in real time
  • D. A SEBI-supervised surveillance platform that detects layered trading accounts used for market manipulation

Q10. With reference to the Constitution (Ninety-seventh Amendment) Act, 2011, consider the following statements: Which of the statements given above is/are correct?

  1. It inserted Part IXB in the Constitution prescribing norms for the composition, election, audit and supersession of boards of cooperative societies.
  2. It amended Article 19(1)(c) to make the right to form cooperative societies a fundamental right.
  3. It added Article 43B in Part IV as a new Directive Principle of State Policy.
  4. It transferred the subject of 'cooperative societies' from the State List to the Concurrent List of the Seventh Schedule.
  • A. 1 and 2 only
  • B. 3 and 4 only
  • C. 1, 2 and 3 only
  • D. 1, 2, 3 and 4

Q11. Article 43B of the Constitution of India, inserted by the Constitution (Ninety-seventh Amendment) Act, 2011, directs the State to endeavour to promote which one of the following with respect to cooperative societies?

  • A. Voluntary formation, autonomous functioning, democratic control and professional management
  • B. Uniform regulation, centralised supervision and government ownership of cooperative banks
  • C. Compulsory membership, statutory audit and reservation of seats for weaker sections
  • D. Equitable distribution of resources, ceiling on holdings and prevention of concentration of wealth

Q12. In the context of India's cooperative credit architecture, which one of the following best describes a Primary Agricultural Credit Society (PACS)?

  • A. The apex tier of the short-term cooperative credit structure operating at the State level
  • B. The intermediate, district-level federation of the short-term cooperative credit structure
  • C. The grass-root, village-level unit of the short-term cooperative credit structure that lends directly to farmer-members
  • D. A long-term cooperative credit institution that extends investment credit for land development

Q13. The Centrally Sponsored Scheme for Computerisation of Primary Agricultural Credit Societies (PACS) is operationalised by which one of the following combinations?

  • A. Ministry of Agriculture and Farmers Welfare, with NABARD as the implementing agency
  • B. Ministry of Cooperation, with NABARD as the implementing agency
  • C. Ministry of Finance, with the Reserve Bank of India as the implementing agency
  • D. Ministry of Rural Development, with SIDBI as the implementing agency

Q14. As of 2025, how many organic products has the National Cooperative Organics Limited (NCOL) launched under its 'Bharat Organics' brand?

  • A. 18
  • B. 24
  • C. 28
  • D. 36

Q15. Which of the following agencies is responsible for implementing the National Programme for Organic Production (NPOP), which governs export-oriented organic certification in India?

  • A. Agricultural and Processed Food Products Export Development Authority (APEDA)
  • B. National Centre for Organic and Natural Farming (NCONF), Ghaziabad
  • C. Food Safety and Standards Authority of India (FSSAI)
  • D. National Cooperative Organics Limited (NCOL)