UPSC Prelims Practice Questions — Cashless Treatment to Road Accident Victims

Q1. With reference to the statutory basis of cashless treatment of road accident victims under the Motor Vehicles Act, 1988, consider the following statements. Which of the above is/are NOT correct?

  1. Section 162, which mandates a scheme for cashless treatment, was inserted by the Motor Vehicles (Amendment) Act, 2019.
  2. The expression 'golden hour' is defined under Section 2(12A) of the Act.
  3. The obligation to frame the cashless treatment scheme is placed on the Central Government.
  4. Section 162 empowers each State Government to independently frame its own cashless treatment scheme.
  • A. 1 and 2
  • B. 2 and 3
  • C. 3 only
  • D. 4 only

Q2. The Cashless Treatment for Road Accident Victims Scheme, 2025 (notified under Section 162 of the Motor Vehicles Act, 1988) was notified by which one of the following Union ministries?

  • A. Ministry of Road Transport and Highways
  • B. Ministry of Health and Family Welfare
  • C. Ministry of Home Affairs
  • D. Ministry of Finance

Q3. With reference to the Cashless Treatment for Road Accident Victims Scheme, 2025, consider the following statements. Which of the above is/are correctly identified as a feature of the scheme?

  1. Treatment cover is provided up to ₹1.5 lakh per victim.
  2. The cover is available for a maximum of 7 days from the date of accident.
  3. Stabilisation treatment of up to 48 hours is provided in life-threatening cases.
  4. The scheme applies only to accidents occurring on National Highways.
  • A. 1 and 2 only
  • B. 1, 2 and 3
  • C. 3 and 4 only
  • D. 1, 2, 3 and 4

Q4. Under the scheme, what is the maximum duration for which stabilisation treatment is provided at a designated hospital in life-threatening cases?

  • A. Up to 24 hours
  • B. Up to 48 hours
  • C. Up to 7 days
  • D. Up to 1 hour

Q5. The renaming of the Cashless Treatment for Road Accident Victims Scheme to 'PM-RAHAT' was effected through which one of the following instruments?

  • A. A gazette notification (Statutory Order) issued by the Ministry of Road Transport and Highways
  • B. A fresh amendment to the Motor Vehicles Act, 1988 passed by Parliament
  • C. An executive order issued by the National Health Authority
  • D. A resolution of the Union Cabinet

Q6. The PM-RAHAT scheme is operationalised through the amalgamation of how many pre-existing digital platforms used respectively by the police and by hospitals?

  • A. Two
  • B. Three
  • C. Four
  • D. Five

Q7. With reference to the implementation of the cashless treatment scheme for road accident victims, consider the following statements. Which of the above is/are correctly identified?

  1. The National Health Authority is the implementing agency for the scheme.
  2. The scheme leverages hospitals empanelled under Ayushman Bharat PM-JAY.
  3. Claims of hospitals are processed through the NHA's TMS 2.0 platform.
  4. The scheme is financed out of the Ayushman Bharat PM-JAY corpus.
  • A. 1 and 4 only
  • B. 1, 2 and 3
  • C. 2 and 4 only
  • D. 1, 2, 3 and 4

Q8. The National Health Authority, which implements the cashless treatment scheme for road accident victims, functions under the administrative control of which Union ministry?

  • A. Ministry of Health and Family Welfare
  • B. Ministry of Road Transport and Highways
  • C. Ministry of Home Affairs
  • D. NITI Aayog

Q9. With reference to the Hit-and-Run Motor Accidents Compensation Scheme, 2022, consider the following statements. Which of the above is/are NOT correct?

  1. It provides compensation of ₹2,00,000 in case of death.
  2. It provides compensation of ₹50,000 in case of grievous hurt.
  3. It superseded the Solatium Scheme, 1989.
  4. It is administered by the National Health Authority through the AB PM-JAY hospital network.
  • A. 1 and 2
  • B. 3 only
  • C. 4 only
  • D. 2 and 4

Q10. Under the Hit-and-Run Motor Accidents Compensation Scheme, 2022, the compensation payable in the case of death is:

  • A. ₹2,00,000
  • B. ₹1,50,000
  • C. ₹50,000
  • D. ₹25,000

Q11. Before its pan-India notification, the pilot programme for cashless treatment of road accident victims under Section 162 of the MV Act was first initiated in which one of the following?

  • A. Chandigarh
  • B. Assam
  • C. Delhi
  • D. Punjab

Q12. As defined under the Motor Vehicles Act, 1988, the term 'golden hour' refers to:

  • A. The period of up to one hour following a traumatic injury during which prompt medical care is most likely to prevent death
  • B. The first hour after a road accident victim is formally admitted to a designated hospital
  • C. The period within which a Good Samaritan is required to report an accident to the police
  • D. The 24-hour stabilisation window guaranteed to every victim under the cashless treatment scheme