UPSC Prelims Practice Questions — Update on Ayushman Vay Vandana Card

Q1. The enrolment and issuance of the Ayushman Vay Vandana Card for eligible senior citizens is operationalised by which one of the following bodies?

  • A. National Health Authority (NHA)
  • B. Insurance Regulatory and Development Authority of India (IRDAI)
  • C. Employees' State Insurance Corporation (ESIC)
  • D. Central Bureau of Health Intelligence (CBHI)

Q2. The base Ayushman Bharat – PM-JAY (excluding the AVVC top-up) extends the ₹5 lakh annual health cover to approximately how many families?

  • A. 4.5 crore families
  • B. 6 crore families
  • C. 12 crore families
  • D. 35 crore families

Q3. Both the base AB PM-JAY and its Ayushman Vay Vandana Card vertical fall under the administrative charge of which Union Ministry?

  • A. Ministry of Health and Family Welfare
  • B. Ministry of Social Justice and Empowerment
  • C. Ministry of Labour and Employment
  • D. Ministry of Women and Child Development

Q4. The parent scheme of the Ayushman Vay Vandana Card, AB PM-JAY, is officially described as the world's largest scheme of which one of the following kinds?

  • A. Publicly funded health assurance scheme
  • B. Contributory old-age pension scheme
  • C. Crop insurance scheme
  • D. Direct benefit transfer (cash) scheme

Q5. The hospital admissions and claim amounts availed by AVVC beneficiaries (10.33 lakh admissions worth ₹2,154.37 crore as on 31 December 2025) are authorised through which of the following?

  • A. The National Health Authority, working through the States'/UTs' State Health Agencies
  • B. The Insurance Regulatory and Development Authority of India directly
  • C. NITI Aayog's health division
  • D. Private insurers regulated solely by the Ministry of Finance

Q6. As per the update on AVVC status as on 31 December 2025, consider the following statements. Which of the statements given above is/are NOT correct?

  1. More than 96.73 lakh Ayushman Vay Vandana Cards had been created across all States/UTs.
  2. A total of 10.33 lakh hospital admissions had been authorised for AVVC beneficiaries.
  3. The value of admissions authorised stood at ₹2,154.37 crore.
  4. The Ayushman Vay Vandana Cards were issued and authorised by the Insurance Regulatory and Development Authority of India (IRDAI).
  • A. 1 only
  • B. 4 only
  • C. 2 and 3 only
  • D. 1 and 4 only

Q7. Regarding the gender-wise utilisation of AVVC as on 31 December 2025, consider the following statements. Which of the statements given above is/are NOT correct?

  1. Female beneficiaries accounted for about 3.93 lakh hospital admissions.
  2. The amount authorised for female-beneficiary admissions was about ₹820.42 crore.
  3. Male beneficiaries accounted for about 6.40 lakh hospital admissions.
  4. Female admissions exceeded male admissions under AVVC.
  • A. 1 only
  • B. 4 only
  • C. 3 and 4 only
  • D. 2 only

Q8. The ₹5 lakh annual cover and the package of about 1,961 health benefit procedures under AVVC are delivered to beneficiaries primarily through which arrangement?

  • A. The National Health Authority in coordination with State Health Agencies
  • B. Life Insurance Corporation of India acting as sole risk carrier
  • C. The Employees' State Insurance Corporation network
  • D. The Central Government Health Scheme (CGHS) dispensaries

Q9. AB PM-JAY, the flagship parent scheme later expanded through AVVC, was first launched by the Prime Minister on 23 September 2018 at which venue?

  • A. Ranchi, Jharkhand
  • B. New Delhi
  • C. Varanasi, Uttar Pradesh
  • D. Gandhinagar, Gujarat

Q10. The AVVC target of covering roughly 6 crore senior citizens is rolled out on the ground within each State/UT chiefly through which of the following?

  • A. State Health Agencies (SHAs) operating under MoUs with the NHA
  • B. Gram Panchayats and urban local bodies
  • C. District Legal Services Authorities
  • D. Regional offices of IRDAI