UPSC Prelims Practice Questions — Update on AB- PMJAY

Q1. The cashless ₹5 lakh secondary and tertiary care cover under Ayushman Bharat–PM-JAY is operationalised at the national level by which one of the following bodies?

  • A. National Health Authority (NHA)
  • B. National Health Systems Resource Centre (NHSRC)
  • C. Central Bureau of Health Intelligence (CBHI)
  • D. Insurance Regulatory and Development Authority of India (IRDAI)

Q2. AB-PMJAY is frequently described as the world's largest health assurance scheme of which one of the following types?

  • A. Government/publicly funded health assurance scheme
  • B. Contributory, premium-based health insurance scheme
  • C. Employer-sponsored social insurance scheme
  • D. Privately underwritten health cover scheme

Q3. Which one of the following is the nodal Union Ministry for the Ayushman Bharat–PM-JAY scheme?

  • A. Ministry of Health and Family Welfare
  • B. Ministry of Labour and Employment
  • C. Ministry of Social Justice and Empowerment
  • D. Ministry of Rural Development

Q4. The beneficiary families under AB-PMJAY were primarily identified from which one of the following databases?

  • A. Socio-Economic and Caste Census (SECC) 2011
  • B. National Population Register (NPR)
  • C. Census of India 2011 (Registrar General)
  • D. National Food Security Act (NFSA) ration database

Q5. Within an implementing State/UT, AB-PMJAY—including beneficiary verification and claims—is administered through which one of the following bodies?

  • A. State Health Agency (SHA)
  • B. State AYUSH Society
  • C. District Rural Development Agency (DRDA)
  • D. State Insurance Regulatory Cell

Q6. Which one of the following best describes the Ayushman Vay Vandana Card?

  • A. A card giving ₹5 lakh annual health cover to all citizens aged 70 years and above, irrespective of income
  • B. A card giving ₹5 lakh cover only to Below Poverty Line citizens aged 60 years and above
  • C. A combined pension-and-health card for citizens above 70 who meet SECC deprivation criteria
  • D. A top-up available only to senior citizens already covered under ESIC

Q7. The extension of AB-PMJAY to all citizens aged 70 and above is expected to benefit approximately how many senior citizens?

  • A. 6 crore
  • B. 4.5 crore
  • C. 12 crore
  • D. 55 crore

Q8. On entering the scheme in April 2025, Delhi became which numbered State/UT to implement AB-PMJAY?

  • A. 35th
  • B. 34th
  • C. 33rd
  • D. 36th

Q9. The 'aspirational districts', where 1,259 AB-PMJAY hospitals had been empanelled as on 31 December 2025, are identified under a programme spearheaded by which one of the following bodies?

  • A. NITI Aayog
  • B. National Health Authority
  • C. Ministry of Panchayati Raj
  • D. Ministry of Rural Development

Q10. The Ayushman Bharat Digital Mission (ABDM), under which ABHA numbers are generated, is implemented by which one of the following agencies?

  • A. National Health Authority (NHA)
  • B. Ministry of Electronics and Information Technology (MeitY)
  • C. National Informatics Centre (NIC)
  • D. Unique Identification Authority of India (UIDAI)