UPSC Prelims Practice Questions — LokOS: A Digital Backbone for Rural Livelihoods

Q1. The LokOS digital platform serves as the primary digital backbone of which one of the following flagship missions of the Government of India?

  • A. Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)
  • B. Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
  • C. Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS)
  • D. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Q2. LokOS is delivered to Self-Help Groups and their federations across how many types of access platforms?

  • A. One (web only)
  • B. Two (web and mobile)
  • C. Three (web, mobile and SMS/IVRS)
  • D. Four (web, mobile, kiosk and SMS)

Q3. Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) is implemented by which one of the following Union Ministries?

  • A. Ministry of Panchayati Raj
  • B. Ministry of Women and Child Development
  • C. Ministry of Rural Development
  • D. Ministry of Agriculture and Farmers Welfare

Q4. Which one of the following best defines Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM)?

  • A. A poverty-alleviation mission that organizes rural poor households into Self-Help Groups to access self-employment and skilled wage employment
  • B. A wage-employment guarantee scheme assuring 100 days of unskilled manual work per rural household per year
  • C. A collateral-free crop-loan and crop-insurance programme for small and marginal farmers
  • D. A rural housing scheme providing pucca houses with basic amenities to eligible households

Q5. SHE-LEAPS, the women-entrepreneur application operating within LokOS, is to be implemented across how many States and Union Territories?

  • A. 28
  • B. 31
  • C. 34
  • D. 36

Q6. The SHE-LEAPS mobile application, launched under the LokOS platform, was developed by which one of the following organizations?

  • A. National Informatics Centre (NIC)
  • B. Digital India Corporation
  • C. Centre for Development of Advanced Computing (C-DAC)
  • D. National Institute of Rural Development and Panchayati Raj (NIRD&PR)

Q7. Under DAY-NRLM, cumulative credit disbursed to women Self-Help Groups through formal financial institutions has crossed which one of the following figures?

  • A. ₹5 lakh crore
  • B. ₹8 lakh crore
  • C. ₹11 lakh crore
  • D. ₹15 lakh crore

Q8. With reference to the NRLM SHG-Bank Linkage Portal (banklinkage.lokos.in), consider the following statements: 1. It is a dedicated sub-portal operating under the LokOS platform. 2. It monitors the progress of SHG-Bank Linkage. 3. It tracks the repayment of bank loans by SHGs. 4. It directly sanctions and disburses collateral-free loans to SHGs, replacing commercial banks. Which of the above statements is/are NOT correct?

  1. It is a dedicated sub-portal operating under the LokOS platform.
  2. It monitors the progress of SHG-Bank Linkage.
  3. It tracks the repayment of bank loans by SHGs.
  4. It directly sanctions and disburses collateral-free loans to SHGs, replacing commercial banks.
  • A. 1 only
  • B. 4 only
  • C. 2 and 3
  • D. 1, 2 and 4

Q9. Consider the following statements comparing the digital footprint of LokOS with the overall reach of DAY-NRLM: 1. LokOS digitization spans 34 States/UTs, a total consistent with DAY-NRLM's implementation across 28 States and 6 UTs. 2. LokOS operations extend to 762 districts and 7,241 blocks. 3. LokOS has digitized about 10.03 crore SHG members across 7.62 lakh villages. Which of the statements given above is/are correct?

  1. LokOS digitization spans 34 States/UTs, a total consistent with DAY-NRLM's implementation across 28 States and 6 UTs.
  2. LokOS operations extend to 762 districts and 7,241 blocks.
  3. LokOS has digitized about 10.03 crore SHG members across 7.62 lakh villages.
  • A. 1 and 2 only
  • B. 2 and 3 only
  • C. 1 and 3 only
  • D. 1, 2 and 3

Q10. With reference to National Resource Organizations (NROs) in the context of LokOS and DAY-NRLM, consider the following statements: 1. NROs provided technical support that was vital in advancing the LokOS platform. 2. NROs support improved governance and seamless operations of SHGs and their federations. 3. 'NRO' expands to National Resource Organizations. 4. NROs are the commercial banks statutorily mandated to disburse the Revolving Fund directly to SHGs. Which of the above statements is/are NOT correct?

  1. NROs provided technical support that was vital in advancing the LokOS platform.
  2. NROs support improved governance and seamless operations of SHGs and their federations.
  3. 'NRO' expands to National Resource Organizations.
  4. NROs are the commercial banks statutorily mandated to disburse the Revolving Fund directly to SHGs.
  • A. 1 only
  • B. 2 and 3
  • C. 4 only
  • D. 3 and 4

Q11. Technical assistance for the rollout of the LokOS platform under DAY-NRLM was formalised through an MoU anchored by which one of the following institutions alongside the Ministry of Rural Development?

  • A. National Bank for Agriculture and Rural Development (NABARD)
  • B. National Institute of Rural Development and Panchayati Raj (NIRD&PR)
  • C. Small Industries Development Bank of India (SIDBI)
  • D. NITI Aayog